It “Haunts My Life”: Americans Over-60 Owe $86 Billion In Student Loan Debt They Can’t Discharge In Bankruptcy

it-8220haunts-my-life8221-americans-over-60-owe-86-billion-in-student-loan-debt-they-can8217t-discharge-in-bankruptcy

07-02-19 03:01:00,

A generation of Americans over 60 years old owe $86 billion in student loan debt, according to a new write-up by the Wall Street Journal. This stunning sum is comprised not only of older people who took out loans for their children, but also some who took out loans for themselves during the last recession, under the guise that it would bolster their employment prospects.

About 93% of all new private student loan money to undergrads during the current academic year included parent or adult signatures, which is up from 74% in 2008. Federal loans account for more than 90% of student debt, but the private market for these loans is also growing.

According to the report, borrowers in their 60s owed an average of $33,800 in 2017, which is up 44% from 2010. Total student loan debt was up 161% for people aged 60 and older in the seven years preceding 2017. This was the biggest increase for any age group over that span of time.

The result has been the monetary suffocation of a generation. Some people are even having their Social Security checks garnished. The federal government, who also happens to be the largest student loan lender, garnished the Social Security benefits or tax refunds of more than 40,000 people aged 65 or older in 2015 because of defaulting on student loan debt. That figure is up an astounding 362% from the decade prior.

The article profiles people like Anmte Grgas-Cice, who is 66 years old and owes about $29,000 in student loans. His only income is $1600 a month that he gets from Social Security, which he saw garnished for some of last year because he wasn’t paying his student loans.

He says that his decision to go back to school continues to “haunt his life”. In 2003 and 2004, he signed up for loans to go to the Art Institute in New York to study culinary art and restaurant design. His plans in the industry fell through and he is currently unemployed.

He limits himself to about $7 a day for food and relies on financial help from family to survive. “I put all my money to better myself,” he stated.

 » Lees verder

Americans More Likely To Be Murdered By Police Than By Terrorists – PaulCraigRoberts.org

americans-more-likely-to-be-murdered-by-police-than-by-terrorists-8211-paulcraigroberts.org

03-02-19 05:23:00,

Copyright .© Paul Craig Roberts 2018.- Please contact us for information on syndication rights.


This site offers factual information and viewpoints that might be useful in arriving at an understanding of the events of our time. We believe that the information comes from reliable sources, but cannot guarantee the information to be free of mistakes and incorrect interpretations. IPE has no official position on any issue and does not necessarily endorse the statements of any contributor.

 » Lees verder

A holocaust was what the Americans did to the Germans – PaulCraigRoberts.org

a-holocaust-was-what-the-americans-did-to-the-germans-8211-paulcraigroberts.org

11-01-19 04:36:00,

A holocaust was what the Americans did to the Germans

Eisenhower’s Starvation Order

By James Bacque

Never had so many people been put in prison. The size of the Allied captures was unprecedented in all history. The Soviets took prisoner some 3.5 million Europeans, the Americans about 6.1 million, the British about 2.4 million, the Canadians about 300,000, the French around 200,000. Uncounted millions of Japanese entered American captivity in 1945, plus about 640,000 entering Soviet captivity.

As soon as Germany surrendered on 8 May 1945, the American Military Governor, General Eisenhower, sent out an “urgent courier” throughout the huge area that he commanded, making it a crime punishable by death for German civilians to feed prisoners. It was even a death-penalty crime to gather food together in one place to take it to prisoners … The order was sent in German to the provincial governments, ordering them to distribute it immediately to local governments. Copies of the orders were discovered recently in several villages near the Rhine … The message [which Bacque reproduces] reads in part: “… under no circumstances may food supplies be assembled among the local inhabitants in order to deliver them to the prisoners of war. Those who violate this command and nevertheless try to circumvent this blockade to allow something to come to the prisoners place themselves in danger of being shot….”

Eisenhower’s order was also posted in English, German and Polish on the bulletin board of Military Government Headquarters in Bavaria, signed by the Chief of Staff of the Military Governor of Bavaria. Later it was posted in Polish in Straubing and Regensburg, where there were many Polish guard companies at nearby camps. One US Army officer who read the posted order in May 1945 has written that it was “the intention of Army command regarding the German POW camps in the US Zone from May 1945 through the end of 1947 to exterminate as many POWs as the traffic would bear without international scrutiny.”

… The [American] army’s policy was to starve [German] prisoners, according to several American soldiers who were there. Martin Brech, retired professor of philosophy at Mercy college in New York, who was a guard at Andernach in 1945, has said that he was told by an officer that “it is our policy that these men not be fed.” The 50,000 to 60,000 men in Andernach were starving,

 » Lees verder

Americans Need a Congress that Represents Americans – Global Research

americans-need-a-congress-that-represents-americans-8211-global-research

11-01-19 08:34:00,

US Senator Marco Rubio poses as a representative of Florida Republicans, but in truth he represents the interests of Israel. He is sponsor of legislation that punishes Americans who boycott Israel as their way of protesting Israel’s genocide of the Palestinian people. That Rubio is doing his best to dismantle what little is left of the First Amendment doesn’t seem to bother Florida voters or the presstitute media, who are no longer protective of the First Amendment.

Yesterday (January 9, 2019) the legislation failed to pass the Senate, because Democrats blocked it. But not really. The Democrats are not opposed to the bill. Indeed, the senators of both parties are too well paid in campaign contributions by the Israel Lobby to vote against anything that Israel wants. Moreover, they know that if they do, the money and the media support in their next election will flow to their opponent. The reason the Democrats blocked the passage of the bill is that they are making a point that no legislation will pass until President Trump gives in on the issue of The Wall and signs the necessary money bill to reopen the government.

Every 18 months the US government hands over to Israel enough money to build Trump’s wall. Israel had no hesitation in using Americans’ money to build its wall, which keeps Palestinians out of Palestine. It is OK with the US Congress for Americans to finance Israel’s construction of a wall that keeps a people out of their own country, but it is not OK for Trump to use American money to keep illegal immigrants out of the United States.

How much more plain can it be? The US Congress represents Israel, not Americans. The US Congress will even destroy the US Constitution for Israel. And the United States is called a democracy?

*

Note to readers: please click the share buttons above. Forward this article to your email lists. Crosspost on your blog site, internet forums. etc.

This article was originally published on the author’s blog site: Paul Craig Roberts Institute for Political Economy.

Dr. Paul Craig Roberts is a frequent contributor to Global Research.

Featured image is from rouzer.house.gov

About the author:

Paul Craig Roberts,

 » Lees verder

78% Of Americans Live Paycheck To Paycheck (Including Many Government Workers Affected By The Shutdown)

78-of-americans-live-paycheck-to-paycheck-including-many-government-workers-affected-by-the-shutdown

10-01-19 04:22:00,

Authored by Michael Snyder via The Economic Collapse blog,

In just a few days, this will officially be the longest government shutdown in U.S. history, and there is no end in sight. 

President Trump is pledging that he will not sign any spending bill unless it includes funding for a border wall, and the Democrats are promising their supporters that they will never agree to a single penny for a wall.  This could be the confrontation that ends up defining Trump’s presidency, and whoever backs down now is going to look incredibly weak. 

But the longer this shutdown lasts, the more painful things are going to become for the hundreds of thousands of federal workers that are going without pay, and for the hundreds of thousands of workers that are employed by government contractors that rely on business from the federal government.

You should never play a game of chicken with somebody that is crazier than you are.  In this case, it looks like both sides fully expect the other party to blink first, but the truth is that neither side is likely to yield any time soon.

So the days ahead are likely to be exceedingly painful for most federal workers, because just like the population as a whole, most of them are living paycheck to paycheck.

In fact, one survey found that 78 percent of American workers are currently living paycheck to paycheck…

Government workers are far from alone in feeling stressed about not getting paid. Nearly 80 percent of American workers (78 percent) say they’re living paycheck to paycheck, according to a 2017 report by employment website CareerBuilder. Women are particularly vulnerable: 81 percent of them report living paycheck to paycheck, compared with 75 percent of men.

As I have repeatedly stressed, living paycheck to paycheck is something that you do not want to do if at all possible.  When you live paycheck to paycheck, you are just one major disaster away from financial ruin.  For example, if somebody in your family has a major accident or a significant medical emergency,

 » Lees verder

A Majority of Americans Do Not Believe the Official 9/11 Story – PaulCraigRoberts.org

a-majority-of-americans-do-not-believe-the-official-911-story-8211-paulcraigroberts.org

08-01-19 08:26:00,

A Majority of Americans Do Not Believe the Official 9/11 Story

“Conspiracy Theorists” Now A Majority

Paul Craig Roberts

TruePublica, a British website that has avoided the 9/11 issue, has had its fill of ignorant journalists at the BBC, Huffington Post and other propagandists for the military/security complex. The constant, shrill demeaning of experts and distinguished people who have raised questions about the official story has convinced TruePublica that skeptics who need so much shouting down must have a point.

The media has NEVER EXAMINED the evidence or explained the analysis provided by scientists, architects, engineers, pilots, and the first responders who experienced the explosions of the World Trade Center twin towers. The media has never asked for the release of the multiple videos that recorded whatever struck the Pentagon. The media has never investigated whether cell phones worked in 2001 from the altitudes at which the official story claims calls were made.

Instead two-bit punk presstitutes, such as the BBC’s Chris Bell and the Huffington Post’s Jess Brammer andl Chris York, label experts with knowledge and integrity “conspiracy theorists.” These presstitutes knowingly use a cover-up term that the CIA put into use via its media assets to discredit the expert skeptics of the Warren Commission Report on the assassination of President Kennedy.

The fact that the carefully presented evidence is NEVER ENGAGED EXCEPT WITH NAME-CALLING is a strong indication that the evidence is true and cannot be refuted.

TruePublica is such a mainline site that, in its own words, it does not even “publish news sourced by RT,” a far more reliable source of news than the BBC, CNN, or New York Times. However, it has dawned on TruePublica that after 18 years an ad hominum attack remains the only defense of the official story. The official account has NO EVIDENCE WHATSOEVER. It rests entirely on the AVOIDANCE OF EVIDENCE and on unverified assertions.

The success of the 9/11 Lawyers’ Committee in obtaining the consent of the US Attorney for the Southern District of New York to “comply with the provisions of 18 U.S.C. 3332,” which requires the convening of a federal grand jury to examine the unexamined 9/11 evidence,

 » Lees verder

Over 40 percent of Americans say no to Flu Vaccinations | Light On Conspiracies – Revealing the Agenda

over-40-percent-of-americans-say-no-to-flu-vaccinations-light-on-conspiracies-8211-revealing-the-agenda

18-12-18 03:36:00,

(FOX 2) – Have you gotten your flu shot this year?

If the answer is no – and I’m not getting one! – you’re not alone. A new study finds more than 40 percent of Americans have not been vaccinated and, in fact, don’t plan on it either.

This is despite the warnings, potential dangers, and last year’s record-number of flu deaths. The survey was done by the National Opinion Research Center at the University of Chicago.

People under the age of 45 were the least likely to report being vaccinated.

photoThe top three reasons why they didn’t want the shot were: bad side effects; thinking they’ll get the flu from the shot; or thinking it doesn’t work.

Some think the side effects are worse than the flu itself, but that’s just a myth. Usually the only side effect is a sore arm.

It’s also a myth that getting the vaccine gives you the flu. The flu vaccine is inactive and cannot cause the infection. If you do get sick after getting the vaccine, it’s just a coincidence.

And while it is true that the vaccine doesn’t work 100 percent of the time, the benefit is that it lessens the severity. If you do still get the flu you’re 60 percent less likely to need treatment.

Last year’s flu season, keep in mind, was particularly severe. More than 900,000 people were hospitalized and more than 80,000 people died. Many were adults older than 65, but also 180 children died from the flu.

Last year’s flu season also really didn’t peak until January-February, and even extended into March, so it’s not too late to get the shot. It takes about two weeks to kick in to full effect.

Original Article

Please take a moment to support Ole on Patreon!

Much of the daily content we publish is notable to us for various reasons. Having said that, the views and opinions expressed in this content, (articles, videos or any other content), are those of the authors and do not necessarily reflect the opinions of the authors of this site.

 » Lees verder

Ron Paul: Allow Americans to ‘Opt Out’ of Abortion and War

ron-paul-allow-americans-to-opt-out-of-abortion-and-war

29-11-18 05:19:00,

Hillary Clinton ought to run for President again. That is certainly the hope of many supporters of President Trump, because the woman seems to have an unerring talent for stepping into trouble in the most blatant and tragically amusing way. Her latest episode happened in Europe when she spoke about the need of nations in Europe to have strong borders.

Hey, wait a second! Hillary Clinton is telling Europe they must have strong borders while her party’s viewpoint in the US is to let all the Central American caravans freely through?

As with all things Hillary, what the lulling voice says is not what the crafty mind wants.

For her, taking a strong “optical” stand on immigration is just a way to get the Great Unwashed to shut up – and therefore, to not unify in any sort of populist (dare we say “nationalist”) opposition to the progressive (liberal) program.

USA Really drilled straight to the core of the matter in pointing out Hillary Clinton’s hypocrisy:

Cynicism, high self-conceit, craving for mentorship and persistent reluctance to admit their mistakes are common to many modern politicians. But with the Clinton couple, in this regard, few can compete. The Europeans did not forget that Clinton was one of the most vocal defenders of the 2011 Libya military intervention while in office, which is widely believed to have been a prelude to the refugee crisis that rocked Europe, and they did not fail to remind Clinton about it.

Clinton:“I think Europe needs to get a handle on migration b/c that is what lit the flame”

Yes, people fleeing indiscriminate US/Euro bombing of Afghanistan, Iraq, Syria, Libya, Pakistan, Somali, & Yemen “lit the flames”—not the mass murder of brown ppl😑https://t.co/wvi5i677DJ

— Qasim Rashid, Esq. (@MuslimIQ) November 22, 2018

Hillary Clinton destroyed Libya and created a migrant exodus. But I’m glad she made these comments. I don’t have to say she is vile. She proves it herself. https://t.co/z7Z1a3lr9Q

— Margaret Kimberley (@freedomrideblog) November 22, 2018

Hillary Clinton believes the key to stopping populists is *checks notes* giving them what they want & playing to their xenophobia &

 » Lees verder

Why Democrats Love to Spy On Americans | Armstrong Economics

Why Democrats Love to Spy On Americans | Armstrong Economics

19-10-18 07:47:00,

Hastings Michael - 2

Michael Hastings was the journalist exposing the surveillance state. Hastings wrote about the investigation of reporters by the U.S. Department of Justice back in 2013. He said that the restrictions on the freedom of the press by the Obama administration were a “war” on journalism.  He wrote his last story before he died in what may have been a cyber attack. Someone was able to control his car remotely and drove it into a tree at top speed. His last story was entitled: “Why Democrats Love to Spy On Americans”, published by BuzzFeed on June 7, 2013. Any journalist who goes for the truth about the Deep State seems to end up dead. Hastings wrote that “the entire caste of current Democratic leaders as a gang of civil liberty opportunists.”

Hastings exposed how the Obama Administration hunted and prosecuted anyone who would leak information about their unconstitutional conduct. Obama even put in prison John Kirakou, formerly in the CIA, who raised concerns about the agency’s torture program. Indeed, the Deep State came into full power under the Obama Administration. It was then used against Trump during the 2016 election. This was way beyond Watergate under Nixon. But the standards have changed so much, that not even Trump can’t investigate because he has to use the very same agencies who will protect themselves.

Hastings died in a fiery high-speed automobile crash on June 18, 2013, in Los Angeles. Today, cars connected with GPS can actually be hacked. It is possible to take control of your car, right down to the steering wheel, remotely. WIRED Magazine has proven this ability, which many others have confirmed. The likelihood that Hastings was killed remotely in an auto cyber attack is extremely high. He was on the Snowden affair and was the reason Snowden had to leave the country and turn everything over to the Guardian in London.

 » Lees verder

Nearly 40% Of Americans Consume Fast Food Every Day; Guess Who Eats The Most?

Nearly 40% Of Americans Consume Fast Food Every Day; Guess Who Eats The Most?

05-10-18 07:13:00,

A new study from the CDC reveals that 36.6% of American adults consume fast food every day, and that rich people eat more of it than those in the lower income brackets. Americans at 130% or less of the Federal Poverty Level (FPL) consumed the least fast food, while those at 350% of FPL ate the most. 

Broken down by age, those 20-39 consumed the most fast food, while Americans over 60 consume the least. 

By race, non-Hispanic black Americans lead the pack at 42.4% eating fast food on any given day, while Asians consume the least at 30.6%. 

By time of day, lunch takes the cake – with 48.3% of men vs. 43.7% of women opting for fast food, followed closely by dinner. 

The CDC would like all of us to know that fast food consumption is associated with increased intake of calories, fat, and sodium. Also worth noting is an increased risk of diabetes and other expensive yet largely preventable health conditions. 

 » Lees verder

Did 80,000 Americans Really Die From The Flu Or Is This Big Pharma Propaganda?

Did 80,000 Americans Really Die From The Flu Or Is This Big Pharma Propaganda?

05-10-18 06:57:00,

Authored by Meadow Clark via Daisy Luther’s Organic Prepper blog,

The New York Times is reporting that 80,000 Americans died of the flu last winter and that it’s the highest death toll yet. Scary articles like these are thinly veiled attempts to push Americans into the vaccine regime (get your flu shots or your going to die!) out of fear, panic, and hysteria. Maybe it is the highest death toll yet, however, there is more than meets the eye.

The Big Pharma-media-government conglomerate has a lot staked in keeping you unwell, scared and dependent. Frightened, self-doubting, and unhealthy people are much easier to control.

But first, it’s not just about money…

A lot of people point to the billions that Big Pharma rakes in annually as a reason for why they push their drugs and don’t care about injuries and death that could result from them: vaccines, opioids, antidepressants, etc.

Sure, but money is just a tool for a bigger goal.

This desire for omnipotence is what drives the vaccine marketing campaigns. Why else would there be cohesive actions among giant multinational corporations, the government, and the media? Did you know that most University medical research is brought to you by pharmaceutical companies? Think of how much power an entity wields over the masses if it can control the flow of information and its perception.

What other companies enjoy tax-funded compensation courts just for the injuries caused by their product instead of allowing injury victims to sue the manufacturers themselves?

If you are injured or die from vaccination, you cannot sue the vaccine makers or the medical practice you rely on. Once it’s done, all responsibility thereafter is dumped on the person who allowed themselves to get the vaccine. This is one of the few examples where consumers have few rights and the sellers have too much leverage over the individual. Many employees don’t even have basic rights over the bodies while they are at work anymore…

The media steamrolls the public with questionable death toll numbers of people who succumbed to the flu. Sadly, they downplay the numbers of vaccine injuries such as the 4250% increase in fetal deaths that occurred after flu vaccines were deemed “safe” for pregnant women…

Big Pharma Propaganda Tactics

Fear: Pumped up death toll statistics and horror stories.

 » Lees verder

Americans Are Begging The Government And Corporations To End Free Speech

Americans Are Begging The Government And Corporations To End Free Speech

09-08-18 03:24:00,

Authored by Carey Wedler, op-ed via TheAntiMedia.com,

This week, internet giants like Facebook, Youtube, Spotify and others banned the notorious Alex Jones and InfoWars from their platforms, and the purge is enjoying widespread support among the left, which has made a reputation for itself as intolerant of differing opinions (last year, for example, a group of Antifa protesters beat one of our own Anti-Media reporters and destroyed his camera equipment at a rally simply because he was filming).

In Jones’ case, Facebook cited hate speech, though this stance seems inconsistent considering the platform has caught flack for allowing anti-semitic content. This lack of principle doesn’t matter to many left-wing partisans, though, as long as someone they find reprehensible is silenced – even as others with far better reputations are banned from other platforms (to clarify, Anti-Media does not endorse Infowars in any way, nor do we consider them to be a legitimate news outlet).

At the same time, however, the right is proving equally open to banning speech and news outlets they dislike. A recent poll from Ipsos found  43 percent of Republicans advocate giving the president, and thereby the government, the power to shut news outlets down. The president, too, has fantasized about doing so:

With all of the Fake News coming out of NBC and the Networks, at what point is it appropriate to challenge their License? Bad for country!

— Donald J. Trump (@realDonaldTrump) October 11, 2017

Disdain for journalists is palpable at Trump rallies, and popular right-wing commentator Milo Yiannopoulos recently called for the assassination of journalists (before claiming the comment was just a joke).

Adherents to both sides of the false dichotomy are increasingly okay with silencing speech and ideas that conflict with their own. What this represents is a bipartisan war on free speech as both factions lust after control of the power institutions that create and perpetuate the divide and conquer struggle for that authority in the first place.

Worse still, companies like Facebook, Google,

 » Lees verder

The Number Of Americans Living In Their Vehicles “Explodes” As The Middle Class Collapses

The Number Of Americans Living In Their Vehicles “Explodes” As The Middle Class Collapses

01-08-18 08:23:00,

Authored by Michael Snyder via The Economic Collapse blog,

If the U.S. economy is really doing so well, then why is homelessness rising so rapidly?

As the gap between the rich and the poor continues to increase, the middle class is steadily eroding.  In fact, I recently gave my readers 15 signs that the middle class in America is being systematically destroyed.  More Americans are falling out of the middle class and into poverty with each passing day, and this is one of the big reasons why the number of homeless is surging.  For example, the number of people living on the street in L.A. has shot up 75 percent over the last 6 years.  But of course L.A. is far from alone.  Other major cities on the west coast are facing similar problems, and that includes Seattle.  It turns out that the Emerald City has seen a 46 percent rise in the number of people sleeping in their vehicles in just the past year

The number of people who live in their vehicles because they can’t find affordable housing is on the rise, even though the practice is illegal in many U.S. cities.

The number of people residing in campers and other vehicles surged 46 percent over the past year, a recent homeless census in Seattle’s King County, Washington found. The problem is “exploding” in cities with expensive housing markets, including Los Angeles, Portland and San Francisco, according to Governing magazine.

Amazon, Microsoft and other big tech companies are in the Seattle area.  It is a region that is supposedly “prospering”, and yet this is going on.

Sadly, it isn’t just major urban areas that are seeing more people sleeping in their vehicles.  Over in Sioux Falls, South Dakota, many of the homeless sleep in their vehicles even in the middle of winter

Stephanie Monroe, managing director of Children Youth & Family Services at Volunteers of America, Dakotas, tells a similar story. At least 25 percent of the non-profit’s Sioux Falls clients have lived in their vehicles at some point, even during winter’s sub-freezing temperatures.

“Many of our communities don’t have formal shelter services,” she said in an interview.

 » Lees verder

Americans Are Only Now Beginning to Learn that We Live in a Dictatorship

Americans Are Only Now Beginning to Learn that We Live in a Dictatorship

02-01-18 03:12:00,

by Eric Zuesse first published at StrategicCulture.org

The first time it became clear to me that I live in a dictatorship was in 2014 when reading, prior to its publication, the landmark (and still the only) scientific empirical study to address the question as to whether or not the United States federal Government is, authentically, a democracy — or, whether, alternatively, it’s instead more of a dictatorship, than a democracy. This study documented conclusively that America’s Government is the latter.

So, on 14 April 2014, I headlined “U.S. Is an Oligarchy, Not a Democracy, Says Scientific Study”. Subsequently, my editor linked it to the published article in Perspectives on Politics, from the American Political Science Association (the full study can be read there).

On 30 April 2014, was posted at youtube the video that remains, to this day, the best and clearest ordinary-language summary of what that badly-written academic study proved. See its explanation here:

That summary’s title is also better than the title of my article. Every American citizen should know what this 6-minute video says and shows from the academic study, because it explains how the super-rich, as a class, steal from everyone else (everyone who isn’t super-rich): They do it through corruption.

Then, that same person who created the video did another presentation of it, but this time with text accompanying the video. This article was titled “One graph shows how the rich control American politics”, and it indeed showed how.

The super-rich carry out their control via corruption, which is legal in America and which can be done vastly more by rich people than by poor people — poor people simply can’t buy the Government, and any who would even attempt to do so would be using only the illegal means, which the U.S. Supreme Court says constitutes the only illegal means, and that’s blatant bribery, which is lower-class corruption, not the far more lucrative type of corruption that super-wealthy individuals have access to. Only the forms of corruption which are available only to the super-rich are legal in America. That’s the reason why the super-rich keep getting still-richer, while the rest of the population are lucky if they don’t become poorer.

 » Lees verder